Effective Date:  July 22, 2026

1. Introduction: Every Penny Bookkeeping & Business Services (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit everypennybooks.com or use our professional services.
2. Information We Collect: We collect information that identifies you (“Personal Information”), which may include: Contact Data: Name, email address, phone number, and physical address. Financial Data: If you use our client portal, we may process tax IDs, payroll information, and bank statements provided by you. Technical Data: IP addresses, browser type, and usage data collected via cookies or analytics tools.
3. How We Use Your Information: We use your data to: Provide bookkeeping, payroll, and consulting services. Respond to inquiries via our “Free Consultation” forms. Send marketing communications (only if you have opted in). Comply with legal obligations and prevent fraud.
4. Data Security (NY SHIELD Act & FTC Compliance): As a financial services provider in New York, we maintain a comprehensive information security program. Administrative: We limit data access to authorized personnel only. Technical: We use encryption for data in transit and at rest. Our client portal utilizes Multi-Factor Authentication (MFA). Disposal: We securely delete or shred sensitive information once it is no longer required for legal or business purposes.
5. Third-Party Sharing: We do not sell your personal information. We only share data with trusted service providers necessary to run our business, such as: Cloud Accounting Software: (e.g., QuickBooks Online). Payroll Processors: (e.g., Gusto). Email Marketing: (e.g., Mailchimp).
6. Your Rights & Choices Opt-Out: You may unsubscribe from marketing emails at any time using the “Unsubscribe” link. Access & Correction: You may request to review or update the personal information we hold about you by contacting us at the email below. Do Not Track: Our website honors Global Privacy Control (GPC) signals.
7. Contact Us: For questions regarding this policy, please contact:
   Every Penny Bookkeeping & Business Services
   Email: [email protected]
   Address: 3035 Route 50 #1057, Saratoga Springs, NY 12866