FREE STUFF

10-Week Savings Challenge Tracker
A simple, visual tool to help you build momentum toward your savings goals,whether you’re setting aside cash for taxes, business reinvestment, or a personal milestone. Track your progress week by week and hit your $1,000 goal in 10 weeks.

Understanding your numbers shouldn’t feel like learning a whole new language.

But let’s be honest,reviewing your financials can feel like a Duolingo lesson for a lot of small business owners.

That’s why I created the Ultimate Accounting Cheat Sheet, a plain-English guide to all the accounting jargon you actually need to know.

Inside, you’ll find no-fluff definitions of the most common accounting and tax terms,so you can feel confident talking money without second-guessing yourself.

This guide is for informational purposes only and is not intended as tax advice. Always consult with your financial professional for guidance specific to your situation.

All the tax deductions you can take advantage of when you’re self-employed are a fun bonus, but it’s not just a free-for-all to deduct everything!

This guide focuses specifically on the home office deduction and answers these questions:
• Who qualifies?
• How do you calculate it?
• Which expenses count?
• What are the cons?

Keep reading to learn more about how you can turn your home office into a tax savings strategy!

The information provided in this guide is for informational purposes only and is not intended to be tax advice. While every effort has been made to ensure the accuracy of this content, you should consult with your tax accountant for advice specific to your individual situation.

Being able to assess the health of your own business’s bookkeeping is critical to feeling confident in your financial reporting, especially if you’re doing your own books!

I’ve put together this freebie to walk you through the same things I’m looking for in a new client’s bookkeeping to get a gauge on how “healthy” their books are.

My DIY Bookkeeping Health Checklist is broken up into two sections : a Balance Sheet Checklist and an Income Statement Checklist. While many business owners are focused on their income and expenses, accountants often find skeletons (a.k.a problems that will come back to haunt you) hidden on the balance sheet.

If you run through this checklist and find that you can’t confidently answer these questions or fix these issues on your own, it’s time to consider hiring a professional to handle your bookkeeping.

The nature of my job as a bookkeeper/CFO means I work with a lot of brand new business owners (and it’s one of the most rewarding parts of my job!).

But I’ve noticed that I end up explaining a few certain finance concepts over and over again… so, why not put it all into a free guide?!

The truth is, you don’t know what you don’t know when it comes to running a business! While you’re probably an expert in whatever you’re offering to your clients, you might be overlooking something when it comes to taxes and accounting. That’s where working with a financial professional can save you tons of money and headaches!

The information provided in this guide is not intended as financial advice. Please consult with your accountant to advise on your specific financial situation.

Feeling stressed during tax season? You’re not alone.
But a little prep can go a long way in reducing the anxiety this time of year often brings.

This free Tax Season Survival Guide is designed to help you:

• Get organized early

• Mark important deadlines

• Work with a professional (instead of trying to wing it)

My guide walks you through all of this,and more,to help you feel confident and in control.

This guide is a great place to start, but it’s not a replacement for personalized support. Whether you’re preparing your books, filing taxes, or figuring out what to deduct, I’ve got additional services that can help.

The information provided is not intended as financial advice. Please consult your tax professional for guidance specific to your situation.

Whether it’s your first year filing 1099s or you’re a seasoned pro, it’s always a good idea to refresh your knowledge and ensure you’re keeping up with the ever-changing requirements.

SO, WHAT IS A 1099?
Simply put, a 1099 is a form used to report income to the IRS. Each type of 1099 reports a different type of income. For the purposes of this guide, we’ll be focusing on the 1099-NEC: Non-employee Compensation. A 1099-NEC reports payments for services from a non-employee that total over $600.

If you’re a small business owner who works with contractors (oryou are a contractor yourself), you’ll want to keep reading!

Picture this:
You’ve worked incredibly hard to provide your goods or services to a new customer, and it’s time to get PAID… but you’re not 100% sure how to create a professional invoice.

Welcome to Invoicing 101!

There is a right way (and several wrong ways) to invoice your clients. The last thing you want is to send a confusing invoice that leaves your customer unsure of:

• How much they owe

• When it’s due

• Or how they’re supposed to pay you

I’ve prepared this guide to help you send clear, professional invoices that make it easier for clients to pay you,on time and in full.

✨ Ready to learn the ins and outs of invoicing?

In this guide, I’ll break down:

• What actually qualifies as a legitimate business meal expense

• How to document your meals properly

• And how to avoid common mistakes I see entrepreneurs make every day

When it comes to business deductions, the first question you should always ask is:

“Is this an ordinary and necessary expense for conducting my business?”

When it comes to business meals, though, the rules get a little trickier. There are extra layers of “facts and circumstances” to consider before you can confidently take a deduction.

This is not formal financial advice.
Be sure to check with your tax professional or accountant to determine what’s right for your business and tax situation.

Thinking about hiring your first contractor?
You’re in the right spot.

Contractors can be a fantastic option,especially if you need to take a few tasks off your plate or bring in someone for a specific, specialized project. But before you make that move, there are a few critical things to know.

Hiring a contractor the wrong way can lead to major consequences,think back pay, penalties, or even criminal charges in some cases.

In this guide, we’ll walk through:

• What you need to know before hiring your first contractor
• Why proper classification really matters
• And how to avoid common mistakes that could cost your business later

Different government agencies have different rules for determining whether someone is a contractor or employee. For this guide, we’ll focus on the U.S. Department of Labor’s standards.

Important disclaimer: This guide is for informational purposes only. Be sure to consult an HR or tax professional to get advice specific to your business.

Hey, it’s Lourene!
I’m the owner of Every Penny Bookkeeping & Business Services,and today, we’re talking KPIs.

Developing custom Key Performance Indicators (KPIs) is one of the most powerful things you can do to keep an eye on your business’s progress toward the goals you’ve set (yes, pun intended).

In this guide, I’ll walk you through 6 helpful KPIs that are easy to calculate and meaningful to track,especially for service-based businesses like yours.

Whether you’re aiming for growth, stability, or just trying to figure out what’s working, these metrics can give you the insight you need to make confident, informed decisions.

Hey, it’s Lourene!
I’m the owner and founder of Every Penny Bookkeeping.

While I always recommend working with a professional bookkeeper to reconcile your accounts (we’re trained to catch the sneaky stuff!), I also understand that’s not always feasible,especially when you’re just starting out.

If you’re managing your books solo and wondering how to:

• Perform a basic account reconciliation

• And troubleshoot common errors that are making your head spin…

…you’re in the right place!

This guide will walk you through the basics so you can stay organized, reduce confusion, and keep your books moving in the right direction,even if you’re DIY-ing for now.